Homes for Arizonans Initiative

The Homes for Arizonans Initiative provides first-time homebuyers downpayment and closing cost assistance. The level of assistance is adjusted depending on the buyer's income. The program is available in all areas of Arizona outside of Maricopa and Pima counties. The assistance is administered by a network of nonprofit agencies and ADOH staff depending on the location of the home to be purchased.

County	Contact	Agency	Phone Number
Gila, Pinal	Sandra Weis/ Iris Glass	Arizona Department of Housing	(602) 771-1000
Yuma	Maritza Villafana	Housing America Corporation	(928) 627-4221
Apache, Navajo	Terry Nagle	Northern AZ Council of Governments	(928) 289-6020
Coconino, Yavapai	Kim Haislet	Northern AZ Council of Governments	(928) 774-1895
Cochise, Graham, Greenlee, Santa Cruz	Julie Packer	South Eastern AZ Governments Organization (SEAGO)	(520) 432-5301
La Paz, Mohave	Tania Bishop	Housing America Corporation	(928) 718-1888

Down Payment & Closing Cost Assistance Program
Families, including single people who are first time homebuyers and whose yearly income does not exceed 80% of the area median income, are eligible. The program is available in all Arizona counties except Maricopa and Pima. The home purchased must be occupied by the borrower as their primary resident; it cannot be rented or left vacant.

The home must meet minimum property standards; most "fix-up" properties will not qualify.

The actual amount of assistance is dependent upon five factors:

Family income,

purchase price of the home,

actual closing costs,

amount of family savings and assets, and

Actual amount of gift or assistance the borrower may be receiving.

The maximum amount of assistance under this program is $20,000. The assistance must be repaid if the family sells or fails to occupy the property. Families must contribute at 3% of the purchase price. If the family is receiving a gift or other assistance or is participating in a special loan program, it must contribute at least $1,000 of its own funds. The family may also be responsible for other costs.

Additional information is available on the Homes for Arizonans Q&A Sheet.